With all the hype about artificial intelligence (AI) and ChatGPT, I figured I'd give it a try. I asked ChatGPT, “What are seniors worried about right now?” and was pleasantly surprised at the accuracy of the response.
Below you will see exactly what ChatGPT populated. It's astonishing how computers and technologies have advanced. Check it out!
What is ChatGPT?
For those of you still trying to understand artificial intelligence and ChatGPT, let’s break it down. Don’t worry, you’re not alone!
Like Siri, the virtual assistant programmed into all iPhones, ChatGPT is a chatbot that will respond to questions or prompts. Unlike Siri, who only responds to commands and performs tasks, ChatGPT was programmed to engage in back-and-forth conversation. ChatGPT draws information from a massive library of resources to form responses.
To get a little technical, ChatGPT can be defined as ”a natural language processing tool driven by AI technology that allows you to have human-like conversations and much more with the chatbot. The language model can answer questions and assist you with tasks, such as composing emails, essays, and code.”
Chat GPT is a great resource in giving you some time back, as it removes the time you would have spent looking up multiple sources to find information. Instead, the computer has all the information for you at once in mere seconds.
Now for the fun! I’m passionate about older adults and seniors, and I’m always curious about the accuracy of my own speculations. I found it fascinating what ChatGPT pulled from its library of resources about top concerns and worries seniors have.
All the responses seemed to be spot-on from conversations I have with my clients.
ChatGPT VS Medicare Dana on Senior Worries
My exact prompt to ChatGPT was: ”What are seniors worried about right now?” Here is what I received:
It's important to note that seniors, like any other age group, have diverse interests and worries that can vary depending on their individual circumstances and backgrounds. However, here are some common concerns that seniors may have:
1. Health & Well-Being
Seniors often worry about their physical health, managing chronic conditions, and maintaining a good quality of life. Concerns may include access to healthcare, affordability of medications, mobility, and the potential for age-related illnesses.
I have found this to ring true for seniors, tenfold. Concerns around health and well-being is a huge reason why I am so passionate about the importance of seniors being fully educated on the Medicare program and options for coverage.
Being misinformed or misguided on how Medicare works will affect your pocketbook as well as your ability to obtain comprehensive coverage.
It’s safe to say we all hope to never receive a life-threatening medical diagnosis, but should you find yourself in that situation, it is important to be confident that you have comprehensive and affordable coverage.
2. Financial Security
Many seniors worry about having enough money to cover their living expenses, healthcare costs, and other needs during retirement. Concerns may involve pensions, Social Security benefits, investments, rising living costs, and the impact of inflation.
Financial stability is a common concern as we are living far longer than people were back in 1965 when Medicare was created. Back then, no one worked past age 65, everyone retired at 65, everyone joined Medicare at that age, and everyone started to receive social security benefits.
The cost of living is higher, and length of life is longer, affecting timelines to stop working. Your medical and financial security is directly tied to your Medicare plan, making Medicare education critical in retirement planning.
3. Loneliness & Social Isolation
Seniors may be concerned about feelings of isolation, especially if they live alone or have limited social connections. Factors such as the loss of friends and loved ones, decreased mobility, and limited access to social activities can contribute to these worries.
Companionship is craved for all ages and unfortunately, I do hear from clients past the age of 65 that loneliness is a common feeling. Thankfully technology has now offered opportunities with video messaging where people can connect more and see each other, but in person connections are important.
Some things my clients have found to be helpful are getting involved in card and board games with friends and neighbors, seeking out community centers, playing pickleball, or participating in book club and dinner clubs.
4. Technology & Digital Literacy
The rapid advancement of technology can sometimes leave seniors feeling overwhelmed or excluded. Concerns may revolve around keeping up with technological changes, using digital devices, online safety, and accessing necessary services or information.
Technology advances are making a lot of us feel like we have been left in the dust! Locally I host classes teaching how to navigate Medicare.gov accounts, and can host those via webinar as well, if there is a need (drop me an email if you are interested!).
Don’t feel like you should know everything, it’s okay to ask questions. These days your grandchildren are probably more technologically savvy than most and would likely love to show you the ropes 😊.
5. Housing & Long-Term Care
Seniors often worry about housing options as they age, including the affordability and accessibility of suitable accommodations. Concerns may also extend to long-term care, such as nursing homes or assisted living facilities, and the associated costs and quality of care.
Unfortunately, long-term care is not a part of Medicare, neither Medicare Advantage plans nor Original Medicare with supplement coverage. This is something people need to hear more about, as they are constantly surprised to learn this fact.
6. Caregiving Responsibilities
Some seniors may have concerns about being a caregiver for a spouse, family member, or friend. Worries may include managing caregiving duties, finding support services, and balancing personal needs with caregiving responsibilities.
These worries can sometimes build when left unsaid. It is important to talk to friends and family about worries as well as resources and action plans, should one be in a situation that requires them to feel out of their comfort zone or abilities.
Learn what specialists are in your area and the support systems that you can lean on to help alleviate some of the pressure.
7. End-Of-Life Planning
Seniors may have concerns about end-of-life decisions, including wills, advance directives, and funeral arrangements. Thoughts about leaving a legacy and ensuring their loved ones are taken care of can also be a source of worry.
Talking about and creating a living will is hard, no doubt. It forces you to confront a difficult part of reality. But what is even harder is trying to guess what your loved one wanted once they are no longer able to communicate. It is difficult to navigate end-of-life arrangements while also navigating your individual emotions around losing a loved one.
One of the greatest advantages of having a living will is that it protects your wishes if you end up in a situation where you are unable to communicate.
Alleviate a Top Senior Concern - Know What to Expect From Medicare
It's important to remember that these concerns may not apply to all seniors, as each person's worries and priorities can be unique.
Knowing what to expect from your Medicare plan can go a long way to alleviating some of these fears and concerns. At JBird Insurance, it’s our honor to serve you and provide all the Medicare program knowledge we can!